Patient Center

Always get in quickly and out! The staff is very nice and comforting, and the Doc's are very good!

Brian R.

Insurance Plans

There are two types of insurance that cover eye care, Vision Insurance, and Medical Insurance. Michigan Vision Institute must bill the appropriate insurance as legally directed.

Vision Insurance - (EyeMed and VSP, etc.)
This type of insurance covers routine vision care (i.e. regular eye exams for
glasses and contacts) when no medical eye problem or related complaint
specifically exists. Following is a list of some common eye conditions for
which Vision Insurance would be billed:

  • Amblyopia - lack of development of vision in one eye that is not correctable with lenses
  • Anisometropia - unequal refractive error
  • Astigmatism - misshaped curvature of the eye
  • Emmetropia - normal eyes
  • Hyperopia - farsighted
  • Myopia - nearsighted
  • Presbyopia - bifocals
Medical Insurance - This type of insurance covers the treatment of medical problems including medical eye problems. Although the examination that you receive may be the same or similar to previous visits, the reason for the exam and the doctor's diagnosis dictate how we must bill our patients. Following is a list of some common eye conditions for which Medical Insurance would be billed:
  • Age-Related Macular Degeneration - deterioration of the macula (central area of the retina)
  • Blepharitis - swelling or inflammation of the eyelids
  • Bullous Keratopathy - condition in which the cornea becomes permanently swollen
  • Cataracts - a clouding of the eye's natural lens, which lies behind the iris and the pupil
  • Conjunctivitis - swelling (inflammation) or infection of the membrane lining the eyelids (conjunctiva)
  • Corneal Edema - swelling and inflammation of the cornea
  • Corneal Erosion - breakdown of the outermost layer (epithelium) of the cornea
  • Corneal Injury - injury crystal clear (transparent) tissue covering the front of the eye
  • Diabetes - a group of diseases characterized by high blood glucose levels
  • Diabetic Retinopathy - diabetic eye disease caused by changes in retinal blood vessels
  • Dry Eyes - chronic lack of sufficient lubrication and moisture on the surface of the eye
  • Ectropion - turning out of the eyelid (usually the lower eyelid) so that the inner surface is exposed
  • Entropion - turning in of an edge of an eyelid, causing the lashes to rub against the eye
  • Eye Pain - also described as pain behind the eye, eye socket pain, shooting or stabbing pain in the eye
  • Floaters - tiny spots, specks, flecks and "cobwebs" that drift aimlessly around in your field of vision
  • Foreign Body - any object originating outside the body found in the eye
  • Glaucoma - buildup of pressure inside the eye that causes damage to the optic nerve
  • Headache - pain or discomfort in the head, scalp, or neck
  • Herpes Simplex - infection that is caused by a herpes simplex virus (HSV)
  • Iritis - inflammation of the iris
  • Keratitis - inflammation of the cornea
  • Lupus - chronic, autoimmune disease that can damage any part of the body
  • Nasolacrimal Duct Obstruction - tear duct obstruction prevents tears from draining normally
  • Ocular Hypertension - pressure inside the eye, called intraocular pressure, is higher than normal
  • Pterygium - non-cancerous growth that starts in the of the clear, thin tissue (conjunctiva) of the eye
  • Ptosis - a drooping eyelid
  • Rheumatoid Arthritis - autoimmune disease causing inflammation of the joints and surrounding tissues
  • Strabismus - misalignment of the eyes, inward or outward
  • Uveitis - swelling and irritation of the uvea, the middle layer of the eye
*Please see Eye Conditions for a more detailed explanation of some of these more common ocular medical problems*

The doctors of Michigan Vision Institute accept many medical insurance plans including, but not limited to:
  • Blue Care Network
  • Blue Cross Blue Shield
  • Cigna
  • Cofinity
  • HAP
  • Humana
  • McLaren Health Advantage
  • McLaren Health Plan Commercial
  • Medicaid - established patients only
  • Medicare
  • Priority Health
  • Total Health Care Commercial
  • Tricare
If you are unsure about your insurance coverage, please contact your provider
prior to your appointment.