Patient Information Forms -Click here to download. Please complete and bring these, along with insurance card(s), to your appointment.
Insurance Plans
There are two types of insurance that cover eye care, Vision Insurance, and Medical Insurance. Michigan Vision Institute must bill the appropriate insurance as legally directed.
Vision Insurance – (EyeMed and VSP, etc.)
This type of insurance covers routine vision care (i.e. regular eye exams for glasses and contacts) when no medical eye problem or related complaint specifically exists. Following is a list of some common eye conditions for which Vision Insurance would be billed:
Amblyopia – lack of development of vision in one eye that is not correctable with lenses
Anisometropia – unequal refractive error
Astigmatism – misshaped curvature of the eye
Emmetropia – normal eyes
Hyperopia – farsighted
Myopia – nearsighted
Presbyopia – bifocals
Medical Insurance –
This type of insurance covers the treatment of medical problems including medical eye problems. Although the examination that you receive may be the same or similar to previous visits, the reason for the exam and the doctor’s diagnosis dictate how we must bill our patients. Following is a list of some common eye conditions for which Medical Insurance would be billed:
Age-Related Macular Degeneration – deterioration of the macula (central area of the retina)
Blepharitis – swelling or inflammation of the eyelids
Bullous Keratopathy – condition in which the cornea becomes permanently swollen
Cataracts – a clouding of the eye’s natural lens, which lies behind the iris and the pupil
Conjunctivitis – swelling (inflammation) or infection of the membrane lining the eyelids (conjunctiva)
Corneal Edema – swelling and inflammation of the cornea
Corneal Erosion – breakdown of the outermost layer (epithelium) of the cornea
Corneal Injury – injury crystal clear (transparent) tissue covering the front of the eye
Diabetes – a group of diseases characterized by high blood glucose levels
Diabetic Retinopathy – diabetic eye disease caused by changes in retinal blood vessels
Dry Eyes – chronic lack of sufficient lubrication and moisture on the surface of the eye
Ectropion – turning out of the eyelid (usually the lower eyelid) so that the inner surface is exposed
Entropion – turning in of an edge of an eyelid, causing the lashes to rub against the eye
Eye Pain – also described as pain behind the eye, eye socket pain, shooting or stabbing pain in the eye
Floaters – tiny spots, specks, flecks and “cobwebs” that drift aimlessly around in your field of vision
Foreign Body – any object originating outside the body found in the eye
Glaucoma – buildup of pressure inside the eye that causes damage to the optic nerve
Headache – pain or discomfort in the head, scalp, or neck
Herpes Simplex – infection that is caused by a herpes simplex virus (HSV)
Iritis – inflammation of the iris
Keratitis – inflammation of the cornea
Lupus – chronic, autoimmune disease that can damage any part of the body
Nasolacrimal Duct Obstruction – tear duct obstruction prevents tears from draining normally
Ocular Hypertension – pressure inside the eye, called intraocular pressure, is higher than normal
Pterygium – non-cancerous growth that starts in the of the clear, thin tissue (conjunctiva) of the eye
Ptosis – a drooping eyelid
Rheumatoid Arthritis – autoimmune disease causing inflammation of the joints and surrounding tissues
Strabismus – misalignment of the eyes, inward or outward
Uveitis – swelling and irritation of the uvea, the middle layer of the eye
*Please see Eye Conditions for a more detailed explanation of some of these more common ocular medical problems*
The doctors of Michigan Vision Institute accept many medical insurance plans including, but not limited to:
Blue Care Network
Blue Cross Blue Shield
Cigna
Cofinity
HAP
Humana
McLaren Health Advantage
McLaren Health Plan Commercial
Medicaid – established patients only
Medicare
Priority Health
Total Health Care Commercial
Tricare
United Healthcare
If you are unsure about your insurance coverage, please contact your provider prior to your appointment.
